State Bank of India

PSU Bank

★★★★★4.0 · 3-5 days approval

✓Lowest PSU rates in India

✓PM Kisan & agri subsidy schemes

✓Largest branch network

✓Jan Samarth portal integration

✓Priority sector specialist

Min Rate

8.30% p.a.

Max Loan

₹15.0Cr

Approval Time

3-5 days

Approval Rate

85%

Product categories

HomeEducationAgricultureVehicleMSME

Processing fee: 0.35%–1%

Sample EMI for ₹5L @ 8.30% / 36 months

Monthly EMI

₹15,737/mo

Minimum CIBIL score required:

600+

Fair credit accepted

Why choose State Bank of India?

Lowest PSU rates in India

PM Kisan & agri subsidy schemes

Largest branch network

Jan Samarth portal integration

Priority sector specialist

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Rates, terms, and eligibility are indicative and may change. Final approval depends on the lender's credit assessment. CredBridge is a loan marketplace — not a lender. A Hyperbridge × PNPC venture.