⚡ CYCLEPAY EMI MARKETPLACE

Compare Zero-Cost EMI & Finance Plans
for Cycles

25 pre-approved EMI schemes from 18 finance partners. Get instant approval, zero paperwork.

18
Finance Partners
25
EMI Plans
14,000+
Partner Stores
0%
Min. Down Payment
Find Your Best Plan
Loan amount: ₹1,00,000 • 25 eligible plans found

All EMI Plans

25 plans • Sorted by lowest EMI

BFS
Bajaj Finserv
Zero Cost EMI
3
Months
Monthly EMI
₹33,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹150K
Total payable: ₹99,999
📍 14,000+ stores
BFS
Bajaj Finserv
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹150K
Total payable: ₹1,00,002
📍 14,000+ stores
BFS
Bajaj Finserv
Zero Cost EMI
9
Months
Monthly EMI
₹11,111
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹150K
Total payable: ₹99,999
📍 14,000+ stores
BFS
Bajaj Finserv
Zero Cost EMI
12
Months
Monthly EMI
₹8,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹150K
Total payable: ₹99,996
📍 14,000+ stores
BFS
Bajaj Finserv
Subvented EMI
18
Months
Monthly EMI
₹5,959
for ₹1,000L principal
Interest Rate
8.99% p.a.
Processing Fee
₹999
Min Loan
₹15K
Max Loan
₹200K
Total payable: ₹1,08,261
📍 14,000+ stores
BFS
Bajaj Finserv
Subvented EMI
24
Months
Monthly EMI
₹4,614
for ₹1,000L principal
Interest Rate
9.99% p.a.
Processing Fee
₹1499
Min Loan
₹20K
Max Loan
₹300K
Total payable: ₹1,12,235
📍 14,000+ stores
TVS
TVS Credit
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹15K
Max Loan
₹120K
Total payable: ₹1,00,002
📍 8,500+ stores
TVS
TVS Credit
Zero Cost EMI
12
Months
Monthly EMI
₹8,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹15K
Max Loan
₹120K
Total payable: ₹99,996
📍 8,500+ stores
TVS
TVS Credit
Subvented EMI
18
Months
Monthly EMI
₹5,983
for ₹1,000L principal
Interest Rate
9.5% p.a.
Processing Fee
₹799
Min Loan
₹20K
Max Loan
₹150K
Total payable: ₹1,08,493
📍 8,500+ stores
HFC
Hero FinCorp
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹100K
Total payable: ₹1,00,002
📍 6,200+ stores
HFC
Hero FinCorp
Zero Cost EMI
12
Months
Monthly EMI
₹8,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹10K
Max Loan
₹100K
Total payable: ₹99,996
📍 6,200+ stores
HDFC
HDFC Bank
Zero Cost EMI
3
Months
Monthly EMI
₹33,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹99
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,098
📍 Online + 10k stores
HDFC
HDFC Bank
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹199
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,201
📍 Online + 10k stores
HDFC
HDFC Bank
Zero Cost EMI
9
Months
Monthly EMI
₹11,111
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹299
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,298
📍 Online + 10k stores
HDFC
HDFC Bank
Subvented EMI
12
Months
Monthly EMI
₹8,932
for ₹1,000L principal
Interest Rate
13% p.a.
Processing Fee
₹499
Min Loan
₹10K
Max Loan
₹200K
Total payable: ₹1,07,683
📍 Online + 10k stores
ICICI
ICICI Bank
Zero Cost EMI
3
Months
Monthly EMI
₹33,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹99
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,098
📍 Online only
ICICI
ICICI Bank
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹199
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,201
📍 Online only
ICICI
ICICI Bank
Subvented EMI
12
Months
Monthly EMI
₹8,885
for ₹1,000L principal
Interest Rate
12% p.a.
Processing Fee
₹399
Min Loan
₹10K
Max Loan
₹200K
Total payable: ₹1,07,019
📍 Online only
KMB
Kotak Mahindra
Zero Cost EMI
3
Months
Monthly EMI
₹33,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹5K
Max Loan
₹150K
Total payable: ₹99,999
📍 Online only
KMB
Kotak Mahindra
Zero Cost EMI
6
Months
Monthly EMI
₹16,667
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹5K
Max Loan
₹150K
Total payable: ₹1,00,002
📍 Online only
KMB
Kotak Mahindra
Zero Cost EMI
9
Months
Monthly EMI
₹11,111
for ₹1,000L principal
Interest Rate
0%
Processing Fee
Free
Min Loan
₹5K
Max Loan
₹150K
Total payable: ₹99,999
📍 Online only
AXIS
Axis Bank
Zero Cost EMI
3
Months
Monthly EMI
₹33,333
for ₹1,000L principal
Interest Rate
0%
Processing Fee
₹199
Min Loan
₹5K
Max Loan
₹200K
Total payable: ₹1,00,198
📍 Online only
AXIS
Axis Bank
Subvented EMI
12
Months
Monthly EMI
₹8,979
for ₹1,000L principal
Interest Rate
14% p.a.
Processing Fee
₹499
Min Loan
₹10K
Max Loan
₹200K
Total payable: ₹1,08,247
📍 Online only
TATA
Tata Capital
Subvented EMI
12
Months
Monthly EMI
₹8,838
for ₹1,000L principal
Interest Rate
10.99% p.a.
Processing Fee
₹999
Min Loan
₹15K
Max Loan
₹250K
Total payable: ₹1,07,055
📍 4,000+ stores
HDB
HDB Financial
Subvented EMI
12
Months
Monthly EMI
₹8,861
for ₹1,000L principal
Interest Rate
11.49% p.a.
Processing Fee
₹799
Min Loan
₹15K
Max Loan
₹200K
Total payable: ₹1,07,131
📍 5,000+ stores

EMI Calculator

Drag to find your perfect plan

₹1,00,000
₹10K₹5L
0%
Matching Plans for ₹100K loan
BFS 3M
₹33,333/mo
BFS 6M
₹16,667/mo
BFS 9M
₹11,111/mo
BFS 12M
₹8,333/mo
BFS 18M
₹5,959/mo
📅
Monthly EMI (0% plan)
₹8,333
12 months • Bajaj Finserv
💳
Total Cost
₹1,00,000
Principal + ₹0 processing fee
✨
You Save vs 12% EMI
₹6,619
Compared to standard 12% p.a. EMI

Full Comparison Table

All 25 plans • Click column headers to sort

ProviderTenureRateEMI / ₹1L↑Proc. FeeMin LoanMax LoanAvailable At
BFS
Bajaj Finserv
24 months9.99% p.a.₹4,614₹1499₹20K₹300K14,000+ stores
BFS
Bajaj Finserv
18 months8.99% p.a.₹6,288₹999₹15K₹200K14,000+ stores
TVS
TVS Credit
18 months9.5% p.a.₹6,352₹799₹20K₹150K8,500+ stores
BFS
Bajaj Finserv
12 months0%₹8,333FREE₹10K₹150K14,000+ stores
TVS
TVS Credit
12 months0%₹8,333FREE₹15K₹120K8,500+ stores
HFC
Hero FinCorp
12 months0%₹8,333FREE₹10K₹100K6,200+ stores
TATA
Tata Capital
12 months10.99% p.a.₹8,838₹999₹15K₹250K4,000+ stores
HDB
HDB Financial
12 months11.49% p.a.₹8,858₹799₹15K₹200K5,000+ stores
ICICI
ICICI Bank
12 months12% p.a.₹8,885₹399₹10K₹200KOnline only
HDFC
HDFC Bank
12 months13% p.a.₹8,976₹499₹10K₹200KOnline + 10k stores
AXIS
Axis Bank
12 months14% p.a.₹8,977₹499₹10K₹200KOnline only
BFS
Bajaj Finserv
9 months0%₹11,111FREE₹10K₹150K14,000+ stores
HDFC
HDFC Bank
9 months0%₹11,111₹299₹5K₹200KOnline + 10k stores
KMB
Kotak Mahindra
9 months0%₹11,111FREE₹5K₹150KOnline only
BFS
Bajaj Finserv
6 months0%₹16,667FREE₹10K₹150K14,000+ stores
TVS
TVS Credit
6 months0%₹16,667FREE₹15K₹120K8,500+ stores
HFC
Hero FinCorp
6 months0%₹16,667FREE₹10K₹100K6,200+ stores
HDFC
HDFC Bank
6 months0%₹16,667₹199₹5K₹200KOnline + 10k stores
ICICI
ICICI Bank
6 months0%₹16,667₹199₹5K₹200KOnline only
KMB
Kotak Mahindra
6 months0%₹16,667FREE₹5K₹150KOnline only
BFS
Bajaj Finserv
3 months0%₹33,333FREE₹10K₹150K14,000+ stores
HDFC
HDFC Bank
3 months0%₹33,333₹99₹5K₹200KOnline + 10k stores
ICICI
ICICI Bank
3 months0%₹33,333₹99₹5K₹200KOnline only
KMB
Kotak Mahindra
3 months0%₹33,333FREE₹5K₹150KOnline only
AXIS
Axis Bank
3 months0%₹33,333₹199₹5K₹200KOnline only