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LK

Lendingkart

Digital Lender
★★★★★4.0 · 3 days approval
✓GST-based underwriting (no ITR needed)
✓OCEN-compliant embedded node
✓₹2Cr for SMEs in 3 days
✓Cash-flow based eligibility
✓Revolving credit line option
Min Rate
14.00% p.a.
Max Loan
₹2.0Cr
Approval Time
3 days
Approval Rate
80%

Product categories

BusinessMSME
Processing fee: 1%–2%
Sample EMI for ₹5L @ 14.00% / 36 months
Monthly EMI
₹17,089/mo
Minimum CIBIL score required:
500+
Thin-file borrowers welcome

Why choose Lendingkart?

GST-based underwriting (no ITR needed)
OCEN-compliant embedded node
₹2Cr for SMEs in 3 days
Cash-flow based eligibility
Revolving credit line option

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Rates, terms, and eligibility are indicative and may change. Final approval depends on the lender's credit assessment. CredBridge is a loan marketplace — not a lender. A Hyperbridge × PNPC venture.